Real estate appraisal services for homeowners in the city of LUMBERTON and Robeson County

Here are the top reasons NC homeowners use Amy Smith:

  1. Get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
  2. Challenge a property tax assessment
  3. To cut their mortgage payment by removing PMI
  4. Reinstate their Home Equity Line of Credit (HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a NC divorce, where real estate property needs to be divided
  7. To determine the true market value of real estate in question to settle an estate in Robeson county or NC

Need help determining the price of your home in or near LUMBERTON, NC?
Contact Amy Smith.

At Amy Smith, we understand the individual needs of a customer seeking appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Professional appraisers, like the ones at Amy Smith, will be objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is a very valuable negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your property will attract buyers. The appraisal is something concrete to show your buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much you think your home is worth. Interested buyers know that you have an emotional attachment to your house and will be more likely to give credibility to an accomplished appraiser's value conclusion than yours.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a preferred money saver for homeowners. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your home. In most cases you can apply to your lender to have the PMI removed from your loan. We're experienced in helping customers just like you dismiss unwanted PMI insurance.

Challenge Tax Assessment

If you live in a local area that is going down or is not appreciating as much as other homes close to yours, your local tax assessor may have your home overvalued. That means you are most likely paying more taxes than you should. The sooner you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal report from Amy Smith is your chief weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

Your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area -- even if your specific property has not declined in value. Not only can this be annoying from a cash flow point of view, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. Amy Smith can help you reinstate your home equity line of credit with a professional appraisal.

Do You Need Field and Desktop Appraisal Review Services?

Have you just received a copy of your appraisal and you'd prefer to have a veteran appraiser double-check it for preciseness or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? An appraiser from Amy Smith can go out and check the subject and comparables in question in a field review. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help with that too. While usually requested by banks, you may desire to employ this service if you suspect mortgage fraud related to your property.